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Financial Support for Indian Students

How to fund studying in the UK

Once you have decided to study in the UK, your focus naturally turns to how you will be supporting yourself whilst here. For many students, securing financial aid is a critical aspect of whether they can afford to study at a UK university.

In an effort to make funding as easy to understand as possible, we have collated a list of financial aid, scholarship and bursary providers, public and private, who can help Indian students study in the UK. Additionally, our international application advisors can assist Indian students in finding the right financial package to achieve their dream of gaining a UK degree.

What is the difference between private and public funding?

Public funding is offered by universities or government programmes, while private funding is often provided by independent lender programmes and large corporations, such as banks. Examples of such companies can be found below.

Scholarships for Indian Students

Each year, governments, universities and private organisations make a limited number of scholarships available to students who wish to study in the UK.

Because of the limited number available, competition can be fierce. Some scholarships are for students who cannot afford to study in the UK, and some are for academic excellence, but all will enable you to worry less about how to cover the expense of studying in the UK.

Popular Scholarship Programmes for Indian Students

  • British Council
  • Chevening UK Government Scholarships
  • Tata Scholarship
  • Fulbright-Nehru Master’s Fellowships
  • Fullbright Fellowships
  • Erasmus Scholarships
  • Royal Society Grants
  • Hubert-Humphrey Scholarships
  • The Mahatma Gandhi Scholarship Programme
  • Commonwealth Academic Fellowships
  • Commonwealth Split-site Doctoral Scholarship

Education Loans for Indian Students

Indian banks offer a variety of loans which come with flexible repayment options, allowing you plan for the future accordingly. Repayments do not usually commence until six months after your course is completed, or when you find employment, and loans can cover the expense of tuition, travel, accommodation or other costs related to your course of study.

Education Loans: The Facts

  • Available to any person aged between 18 and 35 years.
  • Borrowers have to bring in a margin of 5% to 15% for loans taken for foreign study.
  • Education loans can be repaid in monthly instalments through ECS or via post-dated cheques to the bank.
  • A co-signer has to be selected for education loans taken for full time courses. Co-signers can include siblings, spouse, parents or other family members.
  • Short-term courses, such as English language programmes, are not usually covered.
  • No security has to be submitted for education loans taken up to Rs. 4 lakhs. Third party guarantee has to be furnished for loans between Rs. 4 lakhs and Rs. 7.5 lakhs and tangible collateral security is required for loans above Rs. 7.5 lakhs.
  • The Central Government has also introduced an interest rate subsidy scheme for repayments done during the moratorium period for the benefit the weaker section of the society.

Education Loan Providers in India

Apply for Funding

Do you want to take the next step and apply for student funding? Arrange a free consultation today so we can take you through all the options ahead of your stay in the UK.


Breckett Front  My consultant was very helpful and motivating. She helped me every step of the way, even when the deadline was so close. I feel I could not have done it without her. I'd highly recommend this service to any and all of my many friends interested.  Breckett Front

Brishti Basu Biosciences at Coventry University

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  • strathclyde
  • manchester
  • University of Birmingham
  • University of Leeds
  • University of West London
  • University of Derby
  • MPW Colleges
  • University of Dundee
  • Abertay University
  • University of Brighton
  • sheffield
  • southampton
  • manchester
  • exeter
  • cardiff
  • warwick
  • loughborough
  • edinburgh
  • bristol
  • lancaster
  • durham
  • bath
  • york
  • st-andrews
  • sussex
  • nottingham
  • aberdeen
  • BIMM Institute

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